{"id":294,"date":"2024-12-23T04:00:00","date_gmt":"2024-12-23T10:00:00","guid":{"rendered":"https:\/\/www.swhinsurance.com\/blog\/?p=294"},"modified":"2024-12-19T15:42:43","modified_gmt":"2024-12-19T21:42:43","slug":"if-you-have-home-insurance-do-you-need-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.swhinsurance.com\/blog\/if-you-have-home-insurance-do-you-need-flood-insurance\/","title":{"rendered":"If You Have Home Insurance, Do You Need Flood Insurance?"},"content":{"rendered":"<p>If you own a home, you likely know that having home insurance is essential. What you may not know, however, is that it&#8217;s also essential to have flood insurance. When you have one but not the other, you could be in a lot of trouble if there is a damaging incident. If you have home insurance but have skipped the flood insurance policy, it&#8217;s time to get one. Call us at SWH Insurance Agency LLC in Fort Worth.<\/p>\n<h2>Understanding Home Insurance and Flood Coverage<\/h2>\n<p>When you get your home insurance policy, it protects your home against various damaging incidents. From many disasters to accidents, calamities, and other incidents, you can be well-covered with one of these policies. The problem is that these policies don&#8217;t protect you against flooding. When there is a flood, home insurance won&#8217;t pay anything toward the massive damage that the water can cause. A serious flood can even lead to the need to rebuild all or part of a home. This is why it&#8217;s so vital to have flood insurance in addition to your home policy. Never go without it.<\/p>\n<h2>The Role of Flooding and Flood Insurance<\/h2>\n<p>Flood insurance is backed by the National Flood Insurance Program, guaranteeing available funding after a flood. This program is government-backed and will be there in the event of a flood. Even if you don&#8217;t live in a flood zone, these policies are needed. If your home is in a flood zone, these policies are generally required for you to have. But even if it isn&#8217;t, there are countless floods that happen outside these zones. Virtually any area can flood.<\/p>\n<h2>Secure Your Flood Insurance with SWH Insurance Agency LLC<\/h2>\n<p>If you haven&#8217;t gotten your flood policy yet, don&#8217;t wait. To get started with a policy to protect yourself, call us at SWH Insurance Agency LLC in Fort Worth.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you own a home, you likely know that having home insurance is essential. What you may not know, however, is that it&#8217;s also essential to have flood insurance. When you have one but not the other, you could be in a lot of trouble if there is a damaging incident. If you have home [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[16,24,15],"class_list":["post-294","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-fort-worth","tag-home-insurance","tag-swh-insurance-agency-llc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.swhinsurance.com\/blog\/if-you-have-home-insurance-do-you-need-flood-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | SWH Insurance Agency, LLC |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"If You Have Home Insurance, Do You Need Flood Insurance? 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