{"id":294,"date":"2024-12-23T04:00:00","date_gmt":"2024-12-23T10:00:00","guid":{"rendered":"https:\/\/www.swhinsurance.com\/blog\/?p=294"},"modified":"2024-12-19T15:42:43","modified_gmt":"2024-12-19T21:42:43","slug":"if-you-have-home-insurance-do-you-need-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.swhinsurance.com\/blog\/if-you-have-home-insurance-do-you-need-flood-insurance\/","title":{"rendered":"If You Have Home Insurance, Do You Need Flood Insurance?"},"content":{"rendered":"<p>If you own a home, you likely know that having home insurance is essential. What you may not know, however, is that it&#8217;s also essential to have flood insurance. When you have one but not the other, you could be in a lot of trouble if there is a damaging incident. If you have home insurance but have skipped the flood insurance policy, it&#8217;s time to get one. Call us at SWH Insurance Agency LLC in Fort Worth.<\/p>\n<h2>Understanding Home Insurance and Flood Coverage<\/h2>\n<p>When you get your home insurance policy, it protects your home against various damaging incidents. From many disasters to accidents, calamities, and other incidents, you can be well-covered with one of these policies. The problem is that these policies don&#8217;t protect you against flooding. When there is a flood, home insurance won&#8217;t pay anything toward the massive damage that the water can cause. A serious flood can even lead to the need to rebuild all or part of a home. This is why it&#8217;s so vital to have flood insurance in addition to your home policy. Never go without it.<\/p>\n<h2>The Role of Flooding and Flood Insurance<\/h2>\n<p>Flood insurance is backed by the National Flood Insurance Program, guaranteeing available funding after a flood. This program is government-backed and will be there in the event of a flood. Even if you don&#8217;t live in a flood zone, these policies are needed. If your home is in a flood zone, these policies are generally required for you to have. But even if it isn&#8217;t, there are countless floods that happen outside these zones. Virtually any area can flood.<\/p>\n<h2>Secure Your Flood Insurance with SWH Insurance Agency LLC<\/h2>\n<p>If you haven&#8217;t gotten your flood policy yet, don&#8217;t wait. To get started with a policy to protect yourself, call us at SWH Insurance Agency LLC in Fort Worth.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you own a home, you likely know that having home insurance is essential. What you may not know, however, is that it&#8217;s also essential to have flood insurance. When you have one but not the other, you could be in a lot of trouble if there is a damaging incident. If you have home [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[3],"tags":[16,24,15],"class_list":["post-294","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-fort-worth","tag-home-insurance","tag-swh-insurance-agency-llc"],"aioseo_notices":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.swhinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/294","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.swhinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.swhinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.swhinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.swhinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=294"}],"version-history":[{"count":1,"href":"https:\/\/www.swhinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/294\/revisions"}],"predecessor-version":[{"id":295,"href":"https:\/\/www.swhinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/294\/revisions\/295"}],"wp:attachment":[{"href":"https:\/\/www.swhinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=294"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.swhinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=294"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.swhinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}