I would like to introduce Deborah Kuithe. She helped me with my mortgage and I know she can help you with yours too. Deborah has been a loan professional for over 20 years. She has the knowledge and experience to help you through the loan process, find the terms and programs that are right for your budget and make sure all the legalities are competently handled so that your closing goes smoothly. She specializes in Conventional, FHA and VA loans throughout Texas. Whether you are looking to refinance or purchase a new home Deborah and her team will be there to assist you with the process. Deborah is also a licensed realtor and has been since 2009. When she is not working she is spending time with her husband, children and grandchildren.
Motorhome insurance, also called RV insurance, is required by law if you plan to drive your vehicle around the Whitesboro, TX area. It may also be beneficial to consider an RV indemnity plan if you leave your camper parked in the driveway more often than not. What does motorhome insurance cover, though? How much do you need? The agents at SWH Insurance Agency LLC can help you sort through the red tape.
What does motorhome insurance cover?
In some ways, motorhome insurance operates like a standard auto insurance plan. You are required to have coverage that pays at least $30,000 for bodily injury per person ($60,000 per incident). You also need protection that pays $25,000 for property damage.
Motorhome insurance goes a step further than auto insurance by covering appliances. A standard auto indemnity plan will not compensate for replacing your burned-out stove. In fact, the mere fact that you are trying to insure a vehicle with kitchen appliances is a turn-off for some providers. Only an RV indemnity plan can assure you to know you have adequate coverage.
How much RV insurance do you need?
The amount of motorhome insurance you need depends on several factors. First, you need to determine how much you can afford. You should always consider full coverage but not be fearful of purchasing liability insurance.
Second, you need to decide the type of lifestyle you are either living or pursuing. Those in love with the great outdoors may find higher monthly premiums necessary to ensure financial stability. You may not need as much protection if you bring your RV out of the garage or driveway more often.
The agents at SWH Insurance Agency LLC in Whitesboro, TX can help you understand the details about motorhome insurance. Call us today to get started with a quote!
Over the next couple of weeks we will be moving to our new location at 613 N Union here in Whitesboro. For our existing customers you can expect the same great service you have come to rely on with SWH. For those of you that are not yet with us, we will be having a ribbon cutting with the Chamber once we are settled and hope to see you there!
Getting insurance for some reason is always so confusing, but not with SWH. The agents were very knowledgeable and helped me to get the insurance that was not only affordable but gave a sense of security. I’m never going with anyone else!
Best insurance agency I have ever utilized. The kind and caring staff really had my best interest in mind and took the time to shop for the coverage I needed at the lowest possible price with a reputable insurance company. Family owned and operated, highly recommended.