Snow (ice) Day!

With much of the North Texas shut down due to wintery conditions, families are stuck inside their homes. Though this can be difficult for everyone involved, rather than simply allowing for kids to watch TV or play video games all day, parents can use this as an opportunity to engage in quality family time. To help ensure that children are staying active, entertained and engaged, here are four creative activities to enjoy inside the house.

One fun thing that can be done indoors is play board games. Board games provide an opportunity for families to enjoy time together while also encouraging strategy and critical thinking. This can help to create a fun and relaxed atmosphere, while also teaching children important social skills like communication and problem solving.

Another great way to engage children indoors is through arts and craft activities. Not only are these activities fun, but they can also help stimulate creative thinking and spark imaginations. Arts and crafts can take many forms and can be adapted for any age group. From coloring books and Lego sets to sculpture and collage making, there are countless ways to explore creativity.

As a more traditional form of entertainment, video games have come a long way in recent years and become much more accessible. With the number of diverse options available, parents can find a wide variety of games that can be enjoyed by all ages. From simple, educational games to more complex shooter games, there are plenty of different games to choose from.

Meanwhile, exercise and movement can also help keep kids active. From simple dance parties, to yoga, to creating your own obstacle course or scavenger hunt; there are a number of fun activities that can be done inside while still getting the heart rate up.

https://www.youtube.com/user/cosmickidsyoga

All in all, when stuck inside, parents can use this opportunity to get creative and engage in quality family time. With a little imagination, there are many fun and educational activities to be done while still keeping kids entertained and engaged.

What Are The Most Common Winter Home Maintenance Problems

Winter months can be harsh on a home, causing costly repairs if not properly prepared. Frozen pipes, furnaces, roof leaks and ice dams can all lead to expensive damage, so it is important to take proactive steps to avoid these issues.

Frozen Pipes: Pipes should be insulated before winter hits to ensure they are not exposed to temperatures below freezing, as this can lead to expensive water damage. Make sure all exposed pipes are wrapped in insulation, or consider replacing them with insulated pipes if they are too difficult to wrap.

Furnace Maintenance: Furnace maintenance should be completed before the winter months to ensure it is running efficiently and safely. This can also help avoid costly repairs or replacements down the road. Roof

Leaks: Snow accumulation and ice buildup can lead to roof leaks and damage, so it is important to inspect the roof for any issues and make any repairs needed. Make sure gutters and downspouts are kept clear of debris, as this can help prevent any water accumulation.

Ice Dams: Ice dams are caused by melting snow and poor insulation, leading to water damage on the roof, walls and ceilings. Make sure that the attic is properly insulated, as this can help prevent ice dams from forming.

Fire Safety: Fire safety is important during the winter months, due to increased use of the heating system and fireplaces. It is important to make sure all smoke detectors are in working order, and that a fire extinguisher is easily accessible. Additionally, make sure all furnaces and fireplaces are in safe condition, and have them inspected by a professional if needed.

Taking these proactive steps can help prevent any costly repairs during the winter months, so make sure to take the necessary steps to avoid any issues.

Three things you might not know about boat insurance

Boat owners need to be informed about boat insurance. There are a few things that you might not already be aware of when it comes to boat insurance in Whitesboro, TX. At SWH Insurance Agency LLC, we can help you to navigate the complexities of boat insurance.

The following are three things you might not know about boat insurance:

Hurricane coverage is not always automatically included in boat insurance policies.

Hurricane coverage is an important type of coverage to have for boat owners who live in an area of the country where hurricanes are common. However, hurricane coverage is not typically included in standard boat insurance policies.

If you want coverage for hurricane damage to your boat, you may have to purchase such coverage as an add-on policy feature. 

Boat insurance coverage is limited to certain waters.

The most important aspect of boat insurance to understand is the geographical limitations that it goes along with. Boat insurance policies usually specify that boat usage is only covered in certain waters.

You need to make sure that your policy will cover you in all of the waters in which you’ll be navigating. 

Boat insurance coverage offers only limited coverage for personal belongings.

If your personal belongings within your boat become destroyed in an accident, boat insurance will cover them up to a specific amount.

However, personal property coverage included in boat insurance is often fairly limited. You might want to invest in added personal property coverage if you keep especially valuable items in your boat. 

Give Us A Call

Let us help you find boat insurance. If you are a boat owner in Whitesboro, TX with questions about insurance, we’re here to help at SWH Insurance Agency LLC. Give us a call today so that you can get a policy quote.