If you’re a Whitesboro, TX resident and you own a motorhome, you may wonder if you’re required to have insurance. The answer is yes. All motorhomes you can drive alone, owners in Texas must carry liability insurance. Your RV coverage doesn’t fall under a home or auto policy.
What Motorhomes Need Insurance?
This doesn’t apply to a pop-up camper you pull in a trailer. But if your RV has its own power and brakes, it needs insurance. The law requires specific coverage for bodily injury and property damage. Your SWH Insurance Agency LLC representative can help you get the policy you need to drive your motorhome legally in Texas.
What Type of Coverage Do You Need In Texas?
Liability insurance pays for another person’s injuries and property damage if you’re at fault in an accident. Also, uninsured or underinsured motorist coverage will protect you if the other driver doesn’t have enough insurance.
Can I Get Full Coverage on a Motorhome?
Comprehensive and collision coverage will pay for damage to your motorhome, no matter who’s at fault. You can get full coverage on a motorhome, but it will be more expensive than liability-only insurance. You’ll also need to insure any attached trailers.
What Happens If You Don’t Have Motorhome Insurance?
If you’re caught driving without insurance, you could face a fine. Your registration may also be canceled, and your vehicle may be towed if you don’t pay the fines. Save yourself time and money and protect your recreational vehicle with an insurance policy.
Do you have questions about motorhome insurance in Whitesboro, TX? Contact SWH Insurance Agency LLC today. Our team is happy to help!