Is Auto Insurance Required in Texas?

Drivers in Whitesboro, TX know how busy the roads in Texas can be, from residents to tourists… there’s traffic everywhere! Our highways and roads are becoming more and more accessible, which is convenient for residents. It also requires you to reevaluate your auto insurance policy to ensure you’ve got the best possible coverage for your lifestyle and needs. 

The team at SWH Insurance Agency LLC is here to help you with the daunting task of selecting an auto insurance policy. Texas state law requires that anyone operating a vehicle must maintain minimum coverage for their vehicle, to protect themselves and protect other drivers. 

Whether you travel for work, drive to pick up your kids from school and other activities, or just enjoy long road trips, auto insurance will give you the peace of mind in knowing that if something bad were to happen on the road, you’d be fully covered and not trapped with medical bills or repair charges that you can’t afford.

Financial hardship is one of the worst outcomes of accidents on the road. Everyone involved feels the effects of an accident, so we highly recommend looking into your coverage to make sure you are covered for your lifestyle. 

The risks associated with driving in Texas grow every year – the more people who move here, the more tourists that come to see what our great state is all about… it adds up to more drivers on the road and unfortunately, more accidents. 

You can protect yourself from these scenarios by investing in a high-quality auto insurance plan in Whitesboro, TX. Reaching out to the team at SWH Insurance Agency LLC may be the smartest thing you do as a Texas driver. Don’t hesitate, call us today! 

Essential Auto Insurance Facts To Help Southwest Texas Drivers

SWH Insurance Agency LLC provides coverage to the Whitesboro, TX community. We strive to help our clients find policies to protect both themselves and their loved ones. We proudly serve as an independent insurance agency. We have relationships with multiple carriers, which allows us to assist you regardless of your needs.

Essential Auto Insurance Facts

While you explore the DFW area, you have to be aware of the risks associated with driving. It only takes a split second while you’re on the road for things to turn fatal. Auto insurance can give you peace of mind while you’re on the road. You are covered if your vehicle is damaged or you injure someone else. Here is a look at some essential auto insurance facts to remember while you are researching coverage.


It’s important to understand the key difference between collision and comprehensive auto insurance. Collision insurance protects your vehicle if you are involved in an accident with another vehicle or object. Comprehensive insurance covers your vehicle if it is stolen or damaged in a unique situation such as an accidental fire or inclement weather.

Liability Coverage

Liability coverage protects you if you are ruled to be at fault for an accident. You are also covered if you hit a person or object. If you have a passenger in the vehicle and are injured, liability coverage takes care of their medical treatment.

Special Coverage

There are a few instances where you can amend your policy to add special coverage. If you are driving and your car breaks down, adding emergency assistance coverage allows you to receive urgent service. You can receive towing service, fuel, or help to change a tire.

SWH Insurance Agency LLC Will Help You Find The Right Policy

Visit our website to learn more information about auto insurance in the DFW area.  

We’re Moving!

Over the next couple of weeks we will be moving to our new location at 613 N Union here in Whitesboro. For our existing customers you can expect the same great service you have come to rely on with SWH. For those of you that are not yet with us, we will be having a ribbon cutting with the Chamber once we are settled and hope to see you there!

3 Tips for Purchasing Auto Insurance in Texas

We all know it’s mandatory to have auto insurance in Whitesboro, TX. If this is your first time buying auto insurance, you may think you can’t afford it or that the task itself is daunting. However, when you follow the three simple tips outlined by SWH Insurance Agency, LLC below, you’ll see that buying auto insurance is both attainable and hassle-free. Read on to learn more:

1. Work with a Reputable Insurance Agent

For starters, work with a reputable insurance agent to ensure you get a reliable policy for a great price. These knowledgeable agents will ask you a few questions to determine your auto insurance needs and budget and then pinpoint quotes for you to go over. During this time, ask all the questions you want. That’s what the agent is there for – to guide you through the auto insurance buying process hassle-free.

2. Compare Several Quotes

Your trusted insurance agent will help you compare several quotes. We recommend looking at at least three different quotes to compare cost and coverage. The policies are straightforward, and your agent will explain everything to you. Afterward, take as much time as you need to make a decision. We’ll be here when you’re ready. 

3. Bundle Your Policies

Consider bundling your new auto insurance policy with other policies you have to save on your monthly or quarterly premiums. You can do this by bundling under your existing carrier or switching to a new one.

To learn more about purchasing auto insurance in Whitesboro, TX, contact the friendly team at SWH Insurance Agency, LLC today. Our reputable agents are standing by to take your call at 903-564-5216.