Did You Flip Your RV Without Insurance?

At SWH Insurance Agency LLC, we’ve worked with many Whitesboro, TX RV owners who have flipped their vehicles without insurance. Is there anything that you can do about this problem? The best course of action here is prevention – buying an RV policy before anything happens will give you the best way of managing this problem and saving yourself money at the same time.

What Happens If You Crash an RV Without Insurance?

If you flipped your RV without insurance, you’re going to have to pay for every element of this situation right out of your pocket. However, with an insurance policy, you wouldn’t have to find yourself paying for a variety of different things during this process, like:

  • Moving your vehicle with a tow truck after the accident 
  • Repair and replacement of your RV after the accident 
  • Fixing any items that may have been damaged in the crash 
  • Liability and health coverage for people you may have injured during the crash 
  • Legal bills that may otherwise occur due to your accident

Can anything be done after you’ve flipped your RV without an insurance policy? No, not really. You can’t buy a policy after a crash and try to apply it retroactively. As a result, it is best to be prepared and avoid this situation by shopping for an RV insurance policy right away. 

Don’t Neglect Help 

If you have yet to crash your RV and want to avoid the problems that this could cause, please call us today at SWH Insurance Agency LLC. We serve the Whitesboro, TX, area and provide you with the Help needed to choose a policy that makes sense for your needs. Our team will work directly with you to sort through your potential options and find the coverage that makes the most sense for you.

Who needs RV insurance in Texas?

Those from Whitesboro, TX will know that there are many great spots to travel to in the local area. If you are interested in exploring this area as much as possible, having an RV is a great option. While an RV can offer you many opportunities for fun, it is also a responsibility that needs to be covered with insurance. There are many scenarios when having RV insurance coverage in Texas is a necessity. 

When You Take Out an RV Loan

There are many situations in which taking out a loan to buy the RV will make sense. If you finance your RV purchase with a loan, you will have requirements that need to be met in terms of insurance. The RV lender will want to know that their collateral is secure and will want to ensure that you have a full collision and comprehensive policy in place at all times. 

When Driving RV

You should also get RV insurance if you intend to drive the RV on a public road. Anyone that is going to RV will need to comply with state laws regarding liability insurance. Similar to driving another type of vehicle, RV owners need to carry a full liability insurance plan at all times. If you do not have this protection, you will violate Texas state law. 

When you are an RV owner in the Whitesboro, TX area, it would be a good idea to speak with SWH Insurance Agency LLC about your insurance needs. SWH Insurance Agency LLC can help you assess your needs regarding coverage and then explain your options. This guidance will make it much easier for you to choose the right plan for your situation.