Category: Home Insurance

Due to unpredictable weather patterns, flood disasters are occurring more frequently than ever, even in non-flood zone areas. Over the past few years, flooding incidents have increased across the country with Texas being no exception to this ill-fated disaster. Fortunately, Whitesboro, TX  area home and business owners can prepare in advance for unforeseen flood events by purchasing flood insurance from SWH Insurance Agency LLC.

Importance of Flood Protection

Flooding can occur suddenly and unexpectedly in almost any area. However, flood damage caused by storm surges or river overflow isn’t covered by standard home or business insurance policies. That’s why we recommend that home and business owners in Whitesboro consider flood coverage.

If your property were destroyed by a flood disaster, without flood coverage, you would be left to deal with the consequences on your own. Considering the immense damage that a flood can cause, this could result in financial ruin. By adding flood coverage to your home or business insurance package, you can protect your assets from this catastrophe. With flood insurance protection, you’ll have the financial help to recuperate your losses quickly and get back on your feet after a flood event.

What to Expect from Flood Coverage

At SWH Insurance Agency, LLC, we can customize your flood coverage to meet your individual needs. You can obtain flood coverage for your:

• Home
• Business and
• Contents (personal goods or business equipment, inventory, and other business assets)

This important coverage will help you to protect these items from the risk of water damage due to a flood disaster. Flood insurance makes it easier to repair or rebuild your home or business as well as recover your personal/business property without depleting your savings or going into debt after a major flood disaster.  

Reach Out To Us

To learn more about flood insurance for your home or business, contact SWH Insurance Agency LLC in Whitesboro, TX at your earliest convenience.

Traveling in your motorhome gives you the freedom to explore new destinations near Whitesboro, TX or far beyond, the comfort of having your own space, and the joy of creating unforgettable memories. However, as much as we love our home on wheels, it’s important to remember that it’s a vehicle, and like any vehicle, it requires maintenance to ensure its safety on the road.

Here are some tips from SWH Insurance Agency LLC:

Preventive maintenance is key to keeping your motorhome in shape and avoiding unexpected breakdowns.

1. Regular Inspections:

You can do this on your own or hire a professional to check your motorhome’s engine, brakes, tires, and electrical system. Regular inspections can help you identify and fix problems before they become severe, minimizing the risk of costly repairs or accidents.

2. Fluid and Filter Checks:

This includes engine oil, transmission fluid, brake fluid, coolant, and air filters. Neglecting these can result in engine failure, overheating, or losing control of the vehicle.

3. Tire Maintenance:

Your motorhome’s tires are your only contact with the road, making them one of the critical components to keeping your home on wheels safe. Regularly checking the tire pressure, tread depth, and alignment can help prevent blowouts or accidents. Also, don’t forget to inspect the spare tire and replace it if necessary.

4. Electrical System Inspection:

The electrical system in your motorhome is responsible for powering all the essential appliances and devices, including the lights, fridge, aircon, and entertainment systems. Regular inspections can help you identify and fix electrical issues, such as short-circuiting or fire hazards before they become serious.

Reach Out To Us

Keeping your motorhome safe and reliable! If you’re in Whitesboro, TX, contact SWH Insurance Agency LLC! We’d love to hear from you!

According to ASPCA, about half of American homes own a cat or a dog. Others own other types of pets or both. Pet ownership gives you full responsibility and ownership of the animal, which means cleaning their mess and dealing with injuries and damage that come with pet ownership.

Now, if you own an accident-prone animal in Whitesboro, TX, the chances are that you may end up incurring substantial financial losses due to lawsuits, injuries, or property damage. The good news, however, is that home insurance cover pets.

 So, how do you keep them safe? Here are a few ways.

Create a door or window for your pet to pass

Pets have a problem opening our heavy doors and may get hurt in the process. To make entry and exit more comfortable for your pet, SWH Insurance Agency LLC recommends creating a small-sized window or door for your pet to pass every time they want to go out. You can create an opening at the door or next to the door; make sure it is not too high.

Train on biting practices

Puppies and kittens like to bite anything they come across, from furniture to the flowers outside. They can sometimes snip your fingers and leave them bleeding. To control a puppy’s biting ways, you need to train them while young to avoid future accidents with other people.

Teach your pet how to behave with visitors

Pet injuries are common in Whitesboro, TX, and can quickly convert into lawsuits depending on who was harmed. Pets can get agitated with strangers as they see them as potential threats. However, with proper training on approaching visitors, your pet can interact well with the people surrounding them, including friends, neighbors, and strangers.

Looking after your pet well is an essential step in keeping your pet safe and other people around it. It will also help you avoid unnecessary home insurance claims. For more information, feel free to visit us at SWH Insurance Agency, LLC, today.