Boat insurance is essential for anyone who owns a boat. It provides critical protection for boat owners, helping to prevent financial devastation in the event of a boating accident. These policies cover various costs incurred after an accident, so you don’t have to pay out of pocket. Boat insurance is similar to auto insurance in many ways—both insure vehicles that are vulnerable to costly accidents and offer comparable coverage types. When you need boat insurance, contact SWH Insurance Agency LLC in Fort Worth, TX.
Liability Coverage
Like auto insurance, boat insurance includes two types of liability coverage: bodily injury liability and property damage liability. Each type covers different aspects of liability. Bodily injury liability pays for injuries sustained by the other party in an accident involving your boat. Property damage liability covers damages to the other party’s boat and personal belongings inside the boat. These liability coverages are the minimum protection you need to safeguard your financial interests.
Additional Coverage
Boat insurance also offers comprehensive and collision coverage, similar to auto insurance. Collision coverage pays for damage to your own property, including your boat, caused by an accident. Comprehensive coverage protects against a wide range of incidents, including theft, vandalism, and damage that occurs while the ship is on land or in transit. These coverage types are essential for protecting your investment and minimizing your losses.
Get Boat Insurance
Owning a boat comes with risks, and having boat insurance is a must to protect yourself and your investment. Ensure you’re covered with a policy tailored to your needs. Contact SWH Insurance Agency LLC in Fort Worth, TX today to learn more about your options.
