Your RV insurance policy provides theft coverage, but typically only for the vehicle itself. This means that any personal property you keep inside the RV isn’t covered in the event of theft. To protect your personal belongings, you’ll need an addition to your RV insurance policy. At SWH Insurance Agency LLC, serving Fort Worth and the surrounding areas, we want you to enjoy comprehensive protection from theft. Here’s how RV insurance policies handle theft.

How RV Theft Insurance Coverage Works

Standard RV insurance covers the vehicle itself, including its exterior and most interior components. However, it doesn’t cover personal belongings stored inside the RV. Items such as dishes, cookware, electronics, and other personal possessions are typically excluded from the theft policy. While the policy will cover the RV if it’s stolen, it won’t cover the loss of your personal items.

Getting Your Personal Belongings Covered

To protect your personal belongings, you can add RV personal property theft coverage to your policy. This additional coverage provides reimbursement for items lost to theft. It includes a maximum coverage amount, which can be adjusted to match the value of the items you keep in your RV.

This type of coverage is highly recommended for individuals who spend a significant amount of time traveling in their RV. The more time you spend on the road, the greater the risk of theft.

Learn More About Getting Your RV Covered for Theft

At SWH Insurance Agency LLC, we want you to feel secure when traveling in your RV around Fort Worth and beyond. Contact us today to speak with an agent about adding coverage for your RV and personal belongings. We’ll help you find the right policy to ensure you can enjoy your RV adventures without worry.