What Types of Vehicles Are Covered Under Recreational Insurance?

If you love to spend time exploring the outdoors, you may have many large toys that you have purchased to help you when you are exploring the wilderness and all mother nature has to offer. Recreational insurance can help to cover these toys. One of the questions that we at SWH Insurance Agency LLC, serving the Whitesboro, TX region, are often asked is what types of vehicles are covered under recreational insurance policies.

Here are some of the most common vehicles that are covered under this type of insurance:

RVs, Motor Homes, and Campers

One of the types of vehicles that are covered under recreational insurance policies is RVs, motor homes, and campers. If you enjoy camping or spending time outdoors, you may have one of these vehicles. Typically, RVs with their own motor home get covered under their own policy. RVs, motor homes, or campers that are pulled behind your vehicle are covered under recreational insurance. 

Boats and Jet Skis

Another type of vehicle that is often covered under recreational insurance is boats, jet skis, and other types of watercraft. Basically, if the watercraft has a motor, it needs to be insured before you can operate it on the water. 

Off-Road Vehicles

Lastly, off-road vehicles, including things such as ATVs, sand buggies, dirt bikes, and snowmobiles can be covered under recreational insurance. If you have any other types of vehicles that you use in sand, on dirt, or off-road, it likely is also covered under this type of policy. 

Give Us A Call

Recreational insurance usually covers the large toys that people use recreationally or for fun. If you are looking to cover one or more of the items listed above, a recreational insurance policy may be perfect for you. Reach out to SWH Insurance Agency LLC, serving the greater Whitesboro, TX area, to learn more about obtaining a policy.